/* =========================================================
   Amcord Assets — main stylesheet
   Palette from the logo: espresso black + metallic gold
   Type: Marcellus (display, echoes the logo lettering) + Albert Sans (text)
   ========================================================= */

@font-face{font-family:"Marcellus";src:url(../fonts/marcellus-latin-400-normal.woff2) format("woff2");font-weight:400;font-display:swap}
@font-face{font-family:"Albert Sans";src:url(../fonts/albert-sans-latin-400-normal.woff2) format("woff2");font-weight:400;font-display:swap}
@font-face{font-family:"Albert Sans";src:url(../fonts/albert-sans-latin-400-italic.woff2) format("woff2");font-weight:400;font-style:italic;font-display:swap}
@font-face{font-family:"Albert Sans";src:url(../fonts/albert-sans-latin-500-normal.woff2) format("woff2");font-weight:500;font-display:swap}
@font-face{font-family:"Albert Sans";src:url(../fonts/albert-sans-latin-600-normal.woff2) format("woff2");font-weight:600;font-display:swap}
@font-face{font-family:"Albert Sans";src:url(../fonts/albert-sans-latin-700-normal.woff2) format("woff2");font-weight:700;font-display:swap}

:root{
  --ink:#1C160F;          /* espresso black – dark sections, text */
  --ink-2:#2A2118;
  --ink-3:#3A2E21;
  --gold-900:#7E470A;
  --gold-700:#9E5D0E;     /* text-safe gold on light */
  --gold:#D4952F;         /* logo mid gold */
  --gold-300:#EBC874;
  --gold-100:#F6E9A6;
  --paper:#FFFDF9;
  --sand:#F8F1E4;
  --sand-2:#F1E5CF;
  --line:#E8DCC5;
  --text:#2A231B;
  --muted:#6A5F52;
  --muted-light:#B9AC97;
  --up:#2F8A57; --down:#C2412F;
  --metal:linear-gradient(100deg,#9C5A10 0%,#C98A2B 22%,#F3E28A 50%,#D4952F 74%,#9C5A10 100%);
  --metal-btn:linear-gradient(100deg,#6E3E08 0%,#95580D 24%,#BC8128 50%,#95580D 76%,#6E3E08 100%);
  --metal-soft:linear-gradient(120deg,#F7EBC6,#FBF4DD 50%,#F2E0B0);
  --f-display:"Marcellus",Georgia,"Times New Roman",serif;
  --f-text:"Albert Sans",system-ui,-apple-system,"Segoe UI",sans-serif;
  --r-sm:10px; --r:16px; --r-lg:26px;
  --notch:44px;
  --shadow:0 18px 40px -22px rgba(60,40,10,.35);
  --shadow-lg:0 30px 70px -30px rgba(40,25,5,.45);
  --header-h:92px;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--f-text);font-size:1.0625rem;line-height:1.65;color:var(--text);background:var(--paper);overflow-x:hidden;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:inherit;text-decoration:none}
button{font:inherit;color:inherit;background:none;border:0;cursor:pointer}
input,select,textarea{font:inherit;color:inherit}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:4px}
.ic{width:1.15em;height:1.15em;flex:0 0 auto}
h1,h2,h3,h4{font-family:var(--f-display);font-weight:400;line-height:1.15;margin:0 0 .5em;color:var(--ink);letter-spacing:-.005em;text-wrap:balance}
h1{font-size:clamp(2rem,4.2vw,3.6rem)}
h2{font-size:clamp(1.75rem,3vw,2.75rem)}
h3{font-size:clamp(1.25rem,1.6vw,1.5rem)}
h4{font-size:1.15rem}
p{margin:0 0 1em}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* layout */
.wrap{width:85%;max-width:1480px;margin-inline:auto}
.section{padding:clamp(64px,8vw,120px) 0;position:relative}
.section.tight{padding:clamp(48px,6vw,80px) 0}
.bg-sand{background:var(--sand)}
.bg-ink{background:var(--ink);color:#E9DDC6}
.bg-ink h2,.bg-ink h3,.bg-ink h4{color:#FFF7E6}
.sec-head{max-width:760px;margin-bottom:clamp(32px,4vw,56px)}
.sec-head.center{margin-inline:auto;text-align:center}
.sec-head p{color:var(--muted);font-size:1.1rem;max-width:62ch}
.sec-head.center p{margin-inline:auto}
.bg-ink .sec-head p{color:var(--muted-light)}
.sec-head-row{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;flex-wrap:wrap;margin-bottom:clamp(32px,4vw,52px)}
.sec-head-row .sec-head{margin-bottom:0}
.label{display:inline-flex;align-items:center;gap:10px;font-family:var(--f-display);font-size:1rem;color:var(--gold-700);margin-bottom:14px;letter-spacing:.02em}
.label::before{content:"";width:14px;height:11px;background:var(--metal);clip-path:polygon(0 100%,50% 0,100% 100%)}
.bg-ink .label{color:var(--gold-300)}
.one-line{white-space:nowrap}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:14px 26px;border-radius:var(--r-sm);font-weight:600;font-size:1rem;line-height:1.2;transition:transform .2s,box-shadow .2s,background-position .5s,background-color .2s,color .2s;white-space:nowrap;border:1.5px solid transparent}
.btn .ic{width:1.1em;height:1.1em}
.btn-sm{padding:10px 18px;font-size:.93rem}
.btn-lg{padding:17px 32px;font-size:1.05rem}
.btn-gold{background:var(--metal-btn);background-size:200% 100%;color:#fff;text-shadow:0 1px 2px rgba(40,20,0,.45);box-shadow:0 10px 24px -12px rgba(158,93,14,.7)}
.btn-gold:hover{background-position:100% 0;transform:translateY(-2px)}
.btn-ink{background:var(--ink);color:#FBEFD6}
.btn-ink:hover{background:var(--ink-3);transform:translateY(-2px)}
.btn-line{border-color:var(--ink);color:var(--ink)}
.btn-line:hover{background:var(--ink);color:#FBEFD6}
.btn-line-light{border-color:rgba(243,226,138,.55);color:#F7E8C4}
.btn-line-light:hover{background:rgba(243,226,138,.12)}
.link-arrow{display:inline-flex;align-items:center;gap:8px;font-weight:600;color:var(--gold-700);border-bottom:1.5px solid currentColor;padding-bottom:2px}
.link-arrow .ic{transition:transform .2s}
.link-arrow:hover .ic{transform:translateX(4px)}
.bg-ink .link-arrow{color:var(--gold-300)}
.btn-row{display:flex;gap:14px;flex-wrap:wrap;align-items:center}

/* notch frame — the cut corner from the logo */
.notch{clip-path:polygon(0 0,calc(100% - var(--notch)) 0,100% var(--notch),100% 100%,0 100%)}
.notch-l{clip-path:polygon(var(--notch) 0,100% 0,100% 100%,0 100%,0 var(--notch))}

/* ───── ticker tweaks ───── */
.ticker{font-family:var(--f-text);border-bottom:1px solid rgba(212,149,47,.25)}

/* ───── top bar ───── */
.topbar{background:var(--sand);border-bottom:1px solid var(--line);font-size:.86rem;color:var(--muted)}
.topbar-in{display:flex;justify-content:space-between;align-items:center;gap:20px;min-height:40px}
.topbar p{margin:0;display:flex;align-items:center;gap:12px;flex-wrap:wrap}
.topbar-reg span:first-child{color:var(--ink);font-weight:600}
.topbar .sep{width:1px;height:14px;background:var(--line)}
.topbar-contact{gap:22px!important}
.topbar-contact a{display:inline-flex;align-items:center;gap:7px;color:var(--ink);font-weight:500}
.topbar-contact a:hover{color:var(--gold-700)}
.topbar-contact .ic{color:var(--gold-700)}

/* ───── header ───── */
.site-header{position:sticky;top:0;z-index:500;background:rgba(255,253,249,.94);backdrop-filter:saturate(1.4) blur(12px);-webkit-backdrop-filter:saturate(1.4) blur(12px);border-bottom:1px solid transparent;transition:box-shadow .3s,border-color .3s}
.site-header.scrolled{box-shadow:0 10px 30px -18px rgba(40,25,5,.35);border-color:var(--line)}
.header-in{display:flex;align-items:center;gap:28px;height:var(--header-h)}
.brand{flex:0 0 auto;display:block}
.brand img{height:72px;width:auto}
.nav{flex:1;display:flex;justify-content:center}
.nav-list{list-style:none;display:flex;align-items:center;gap:4px;margin:0;padding:0}
.nav-list>li{position:relative}
.nav-link{display:inline-flex;align-items:center;gap:5px;padding:10px 13px;font-weight:600;font-size:.98rem;color:var(--ink);border-radius:8px;position:relative;white-space:nowrap}
.nav-link .chev{width:14px;height:14px;transition:transform .25s}
.nav-link::after{content:"";position:absolute;left:13px;right:13px;bottom:4px;height:2px;background:var(--metal);transform:scaleX(0);transform-origin:left;transition:transform .3s}
.nav-link:hover::after,.nav-link.is-active::after{transform:scaleX(1)}
.nav-link.is-active{color:var(--gold-900)}
.header-cta{display:flex;gap:10px;flex:0 0 auto}
.drop{position:absolute;top:calc(100% + 14px);left:50%;transform:translate(-50%,8px);background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow-lg);padding:14px;opacity:0;visibility:hidden;transition:opacity .2s,transform .2s,visibility .2s;z-index:20}
.drop::before{content:"";position:absolute;left:0;right:0;top:-16px;height:16px}
.has-drop:hover .drop,.has-drop:focus-within .drop{opacity:1;visibility:visible;transform:translate(-50%,0)}
.has-drop:hover .chev,.has-drop:focus-within .chev{transform:rotate(180deg)}
.drop-services{width:620px;display:grid;grid-template-columns:1fr 1fr;gap:4px}
.drop-item{display:flex;gap:12px;align-items:flex-start;padding:12px;border-radius:12px;transition:background .2s}
.drop-item:hover{background:var(--sand)}
.drop-item strong{display:block;font-size:.97rem;color:var(--ink)}
.drop-item small{display:block;color:var(--muted);font-size:.83rem;line-height:1.4;margin-top:2px}
.drop-ic{width:38px;height:38px;border-radius:10px;background:var(--metal-soft);display:grid;place-items:center;color:var(--gold-900);flex:0 0 auto}
.drop-all{grid-column:1/-1;display:flex;align-items:center;justify-content:center;gap:8px;margin-top:6px;padding:12px;border-top:1px solid var(--line);font-weight:600;color:var(--gold-700)}
.drop-investor{width:560px;display:grid;grid-template-columns:1.1fr 1fr;gap:10px;left:0;transform:translate(-30%,8px)}
.has-drop:hover .drop-investor,.has-drop:focus-within .drop-investor{transform:translate(-30%,0)}
.drop-head{font-family:var(--f-display);color:var(--gold-700);font-size:.95rem;margin:4px 10px 8px}
.drop-link{display:block;padding:8px 10px;border-radius:9px;font-weight:600;font-size:.95rem;color:var(--ink)}
.drop-link small{display:block;font-weight:400;color:var(--muted);font-size:.8rem}
.drop-link.plain{font-weight:500;padding:6px 10px}
.drop-link:hover{background:var(--sand)}
.burger{display:none;width:46px;height:46px;border-radius:12px;background:var(--ink);color:#FBEFD6;place-items:center;margin-left:auto}
.burger .ic{width:24px;height:24px}

/* mobile nav */
.mnav{position:fixed;top:0;right:0;bottom:0;width:min(380px,88vw);background:var(--paper);z-index:1200;transform:translateX(105%);transition:transform .35s cubic-bezier(.2,.8,.2,1);display:flex;flex-direction:column;box-shadow:-20px 0 60px -20px rgba(0,0,0,.4);overflow-y:auto;overscroll-behavior:contain}
.mnav.open{transform:none}
.mnav-backdrop{position:fixed;inset:0;background:rgba(20,14,8,.55);z-index:1100;backdrop-filter:blur(2px)}
.mnav-top{display:flex;justify-content:space-between;align-items:center;padding:12px 18px;border-bottom:1px solid var(--line);position:sticky;top:0;background:var(--paper);z-index:2}
.mnav-top img{height:54px;width:auto}
.mnav-close{width:40px;height:40px;border-radius:10px;display:grid;place-items:center;background:var(--sand)}
.mnav-close .ic{width:22px;height:22px}
.mnav-body{padding:8px 18px;display:flex;flex-direction:column}
.mnav-link{display:flex;justify-content:space-between;align-items:center;width:100%;padding:11px 4px;font-weight:600;font-size:.95rem;color:var(--ink);border-bottom:1px solid var(--line);text-align:left}
.mnav-link.is-active{color:var(--gold-700)}
.mnav-link .chev{width:16px;height:16px;transition:transform .25s}
.mnav-toggle[aria-expanded="true"] .chev{transform:rotate(180deg)}
.mnav-sub{display:none;padding:6px 0 10px 12px;border-bottom:1px solid var(--line)}
.mnav-toggle[aria-expanded="true"]+.mnav-sub{display:block}
.mnav-sub a{display:block;padding:7px 4px;font-size:.88rem;color:var(--muted)}
.mnav-sub a:hover{color:var(--gold-700)}
.mnav-cta{display:grid;grid-template-columns:1fr 1fr;gap:10px;padding:16px 18px 10px}
.mnav-cta .btn{padding:12px 10px;font-size:.92rem}
.mnav-contact{padding:6px 18px 24px;display:flex;flex-direction:column;gap:8px;font-size:.86rem}
.mnav-contact a{display:flex;align-items:center;gap:8px;color:var(--muted);word-break:break-all}
.mnav-contact .ic{color:var(--gold-700)}
body.menu-open{overflow:hidden}

/* ───── HERO: the ridge ───── */
.hero{position:relative;padding-top:clamp(36px,5vw,64px);background:
  radial-gradient(1200px 500px at 85% -10%,rgba(243,226,138,.35),transparent 60%),
  var(--paper);overflow:hidden;isolation:isolate}
.hero-contours{position:absolute;inset:0;z-index:-1;opacity:.5;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='600' height='300' viewBox='0 0 600 300'%3E%3Cg fill='none' stroke='%23D4952F' stroke-opacity='.18'%3E%3Cpath d='M0 220 C120 160 200 250 300 190 S480 120 600 170'/%3E%3Cpath d='M0 180 C120 120 200 210 300 150 S480 80 600 130'/%3E%3Cpath d='M0 140 C120 80 200 170 300 110 S480 40 600 90'/%3E%3Cpath d='M0 260 C120 200 200 290 300 230 S480 160 600 210'/%3E%3C/g%3E%3C/svg%3E");background-size:600px 300px}
.hero-kicker{display:flex;align-items:center;gap:12px;font-family:var(--f-display);color:var(--gold-700);font-size:1.05rem;margin-bottom:18px}
.hero-kicker::before{content:"";width:34px;height:1.5px;background:var(--metal)}
.hero-titles{position:relative;min-height:1.2em;font-size:clamp(2.1rem,4.9vw,5rem)}
.hero-title{font-size:inherit;line-height:1.08;margin:0;white-space:nowrap;position:absolute;inset:0 auto auto 0;opacity:0;transform:translateY(18px);transition:opacity .7s,transform .7s}
.hero-title.is-on{position:relative;opacity:1;transform:none}
.hero-title .metal{background:var(--metal);-webkit-background-clip:text;background-clip:text;color:transparent;background-size:200% 100%}
.hero-row{display:flex;justify-content:space-between;align-items:flex-end;gap:32px;margin-top:22px}
.hero-subs{position:relative;max-width:620px;flex:1}
.hero-sub{font-size:clamp(1.02rem,1.25vw,1.2rem);color:var(--muted);margin:0 0 26px;display:none}
.hero-sub.is-on{display:block;animation:fadeUp .7s both}
.hero-ctrl{display:flex;align-items:center;gap:14px;flex:0 0 auto}
.hero-dots{display:flex;gap:8px}
.hero-dot{width:44px;height:4px;border-radius:4px;background:var(--line);position:relative;overflow:hidden}
.hero-dot span{position:absolute;inset:0;background:var(--metal);transform:scaleX(0);transform-origin:left}
.hero-dot.is-on span{animation:dotfill 6.5s linear forwards}
.hero.paused .hero-dot.is-on span{animation-play-state:paused}
.hero-arrow{width:46px;height:46px;border-radius:50%;border:1.5px solid var(--ink);display:grid;place-items:center;transition:background .2s,color .2s}
.hero-arrow:hover{background:var(--ink);color:#FBEFD6}
.ridge{position:relative;margin-top:clamp(26px,3.5vw,44px);height:clamp(360px,40vw,600px)}
.ridge-mask{position:absolute;inset:0;clip-path:polygon(0 100%,0 54%,13% 30%,22% 46%,36% 12%,44% 26%,52% 0,63% 34%,72% 20%,84% 44%,92% 30%,100% 48%,100% 100%);background:var(--ink)}
.ridge-slide{position:absolute;inset:0;opacity:0;transition:opacity 1.1s ease;}
.ridge-slide img{width:100%;height:100%;object-fit:cover;transform:scale(1.06);transition:transform 7s ease-out}
.ridge-slide.is-on{opacity:1}
.ridge-slide.is-on img{transform:scale(1)}
.ridge-line{position:absolute;inset:0;width:100%;height:100%;pointer-events:none;overflow:visible}
.ridge-line polyline{fill:none;stroke:url(#ridgeGrad);stroke-width:3;vector-effect:non-scaling-stroke;stroke-linejoin:round;stroke-dasharray:4000;stroke-dashoffset:4000;animation:draw 2.4s .3s cubic-bezier(.6,.1,.2,1) forwards}
.ridge-badge{position:absolute;z-index:3;background:rgba(28,22,15,.82);color:#FBEFD6;backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);border:1px solid rgba(243,226,138,.3);border-radius:14px;padding:14px 18px;display:flex;gap:12px;align-items:center;font-size:.92rem;line-height:1.35}
.ridge-badge strong{display:block;font-family:var(--f-display);font-size:1.15rem;font-weight:400;color:var(--gold-100)}
.ridge-badge .ic{width:30px;height:30px;color:var(--gold-300)}
.ridge-badge.b1{left:4%;bottom:120px}
.ridge-badge.b2{right:4%;bottom:120px}

/* quick actions (overlap the ridge) */
.quick{position:relative;z-index:4;margin-top:-72px}
.quick-grid{display:grid;grid-template-columns:repeat(4,1fr);background:var(--paper);border-radius:var(--r-lg);box-shadow:var(--shadow-lg);border:1px solid var(--line);overflow:hidden}
.quick-item{display:flex;align-items:center;gap:16px;padding:26px 24px;border-right:1px solid var(--line);transition:background .25s}
.quick-item:last-child{border-right:0}
.quick-item:hover{background:var(--sand)}
.quick-ic{width:52px;height:52px;border-radius:14px;background:var(--ink);color:var(--gold-300);display:grid;place-items:center;flex:0 0 auto}
.quick-ic .ic{width:24px;height:24px}
.quick-item strong{display:block;font-size:1.04rem;color:var(--ink)}
.quick-item small{display:block;color:var(--muted);font-size:.88rem;line-height:1.4}

/* split layout: image + content, image as tall as the content */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(36px,5vw,84px);align-items:stretch}
.split-media{position:relative;min-height:100%}
.split-media>img:not(.a2),.split-media .media-main{width:100%;height:100%;min-height:440px;object-fit:cover;border-radius:var(--r-lg)}
.split-body{align-self:center;padding:12px 0}
.split.rev .split-media{order:2}
.split-body .lead{font-size:1.15rem;color:var(--text)}
.split-body p{color:var(--muted)}

/* about collage */
.about-media{position:relative;padding:0 0 70px 0}
.about-media .a1{width:82%!important;height:calc(100% - 0px);min-height:520px;object-fit:cover;border-radius:var(--r-lg)}
.about-media .a2{position:absolute;right:0;bottom:0;width:46%;height:auto;min-height:0;aspect-ratio:1;object-fit:cover;border-radius:var(--r-lg);border:8px solid var(--paper);box-shadow:var(--shadow)}
.about-media .a-seal{position:absolute;left:-18px;top:34px;background:var(--ink);color:#FBEFD6;border-radius:14px;padding:16px 18px;box-shadow:var(--shadow-lg);max-width:230px;font-size:.88rem;line-height:1.4}
.about-media .a-seal strong{display:block;font-family:var(--f-display);font-weight:400;font-size:1.3rem;color:var(--gold-300);margin-bottom:2px}
.facts{list-style:none;padding:0;margin:26px 0 30px;display:grid;grid-template-columns:1fr 1fr;gap:14px}
.facts li{display:flex;gap:12px;align-items:flex-start;background:var(--sand);border-radius:12px;padding:14px 16px;font-size:.95rem;line-height:1.45;color:var(--text)}
.facts .ic{width:22px;height:22px;color:var(--gold-700);margin-top:1px}
.facts b{display:block;color:var(--ink)}

/* service cards */
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.svc-card{background:var(--paper);border-radius:var(--r-lg);overflow:hidden;display:flex;flex-direction:column;border:1px solid var(--line);transition:transform .35s,box-shadow .35s}
.svc-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}
.svc-media{position:relative;aspect-ratio:4/3;overflow:hidden}
.svc-media img{width:100%;height:100%;object-fit:cover;transition:transform .8s}
.svc-card:hover .svc-media img{transform:scale(1.05)}
.svc-ic{position:relative;margin:-54px 0 14px;width:56px;height:56px;border-radius:16px;background:var(--ink);color:var(--gold-300);display:grid;place-items:center;border:4px solid var(--paper);z-index:2}
.svc-ic .ic{width:24px;height:24px}
.svc-media::after{content:"";position:absolute;inset:auto 0 0 0;height:40%;background:linear-gradient(transparent,rgba(28,22,15,.25))}
.svc-body{padding:26px 26px 28px;display:flex;flex-direction:column;flex:1}
.svc-body h3{margin-bottom:10px}
.svc-body p{color:var(--muted);font-size:.98rem;flex:1}

/* ───── the climb (5 vertical steps) ───── */
.climb{background:var(--ink);color:#E9DDC6;overflow:hidden}
.climb::before{content:"";position:absolute;inset:0;background:radial-gradient(700px 400px at 10% 0%,rgba(212,149,47,.18),transparent 70%),radial-gradient(600px 400px at 100% 100%,rgba(212,149,47,.12),transparent 70%);pointer-events:none}
.climb-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(40px,6vw,100px);position:relative}
.climb-aside{position:sticky;top:calc(var(--header-h) + 30px);align-self:start}
.climb-aside h2{color:#FFF7E6}
.climb-aside p{color:var(--muted-light);max-width:46ch}
.climb-photo{margin-top:30px;width:100%;height:340px;object-fit:cover;border-radius:var(--r-lg)}
.climb-steps{list-style:none;margin:0;padding:0 0 0 0;position:relative;counter-reset:step}
.climb-steps::before{content:"";position:absolute;left:31px;top:20px;bottom:20px;width:2px;background:rgba(243,226,138,.15)}
.climb-steps::after{content:"";position:absolute;left:31px;top:20px;width:2px;height:calc((100% - 40px) * var(--climb,0));background:var(--metal);transition:height .15s linear}
.cstep{position:relative;padding:0 0 46px 96px;min-height:120px}
.cstep:last-child{padding-bottom:0}
.cstep-mark{position:absolute;left:0;top:0;width:64px;height:64px;display:grid;place-items:center;z-index:2}
.cstep-mark::before{content:"";position:absolute;inset:0;background:var(--ink-2);border:1.5px solid rgba(243,226,138,.35);clip-path:polygon(50% 0,100% 100%,0 100%);border-radius:4px;transition:background .4s}
.cstep-mark span{position:relative;font-family:var(--f-display);font-size:1.25rem;color:var(--gold-300);margin-top:18px}
.cstep.reached .cstep-mark::before{background:var(--metal)}
.cstep.reached .cstep-mark span{color:var(--ink)}
.cstep h3{color:#FFF7E6;margin:8px 0 8px}
.cstep p{color:var(--muted-light);margin:0;max-width:52ch}
.cstep .cstep-tag{display:inline-block;font-size:.8rem;color:var(--gold-300);border:1px solid rgba(243,226,138,.3);border-radius:30px;padding:3px 12px;margin-top:12px}

/* products */
.prod-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.prod-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;display:flex;flex-direction:column;transition:transform .3s,box-shadow .3s}
.prod-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.prod-media{aspect-ratio:3/2;overflow:hidden;position:relative}
.prod-media img{width:100%;height:100%;object-fit:cover}
.prod-tag{position:absolute;top:12px;left:12px;background:rgba(28,22,15,.78);color:var(--gold-100);font-size:.76rem;font-weight:600;padding:4px 10px;border-radius:20px;backdrop-filter:blur(4px)}
.prod-body{padding:20px 20px 22px;display:flex;flex-direction:column;flex:1}
.prod-body h3{font-size:clamp(1.05rem,1.2vw,1.18rem);display:flex;gap:9px;align-items:center;line-height:1.25}
.prod-body h3 .ic{color:var(--gold-700);width:22px;height:22px}
.prod-body p{color:var(--muted);font-size:.93rem;flex:1}
.chips{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:16px}
.chip{font-size:.78rem;font-weight:600;color:var(--gold-900);background:var(--sand);border:1px solid var(--line);padding:3px 10px;border-radius:20px}
.prod-body .link-arrow{align-self:flex-start;font-size:.93rem}

/* markets + KYC */
.markets-grid{display:grid;grid-template-columns:1.7fr 1fr;gap:28px;align-items:stretch}
.tv-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:22px;display:flex;flex-direction:column;min-width:0}
.tv-card-head{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:14px;flex-wrap:wrap}
.tv-card-head h3{margin:0}
.tv-live{display:inline-flex;align-items:center;gap:8px;font-size:.82rem;color:var(--muted)}
.tv-live::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--up);box-shadow:0 0 0 4px rgba(47,138,87,.18)}
.tv-holder{flex:1;min-height:440px;border-radius:12px;overflow:hidden;background:var(--sand);position:relative}
.tv-holder .tv-loading{position:absolute;inset:0;display:grid;place-items:center;color:var(--muted);font-size:.9rem}
.tv-note{font-size:.8rem;color:var(--muted);margin:12px 0 0}
.kyc-card{background:var(--ink);color:#E9DDC6;border-radius:var(--r-lg);padding:30px;display:flex;flex-direction:column;position:relative;overflow:hidden}
.kyc-card::after{content:"";position:absolute;right:-50px;bottom:-30px;width:240px;height:200px;background:var(--metal);opacity:.12;pointer-events:none;clip-path:polygon(50% 0,100% 100%,0 100%)}
.kyc-card h3{color:#FFF7E6}
.kyc-card p{color:var(--muted-light);font-size:.96rem}
.kyc-states{list-style:none;padding:0;margin:6px 0 22px;display:grid;gap:10px}
.kyc-states li{display:flex;gap:12px;align-items:flex-start;font-size:.92rem;line-height:1.45;padding:12px 14px;border-radius:12px;background:rgba(255,255,255,.05);border:1px solid rgba(243,226,138,.14)}
.kyc-states b{color:#FFF7E6;display:block}
.dot{width:10px;height:10px;border-radius:50%;margin-top:6px;flex:0 0 auto}
.dot.g{background:#5CC27E}.dot.y{background:#E9B949}.dot.r{background:#F06A5E}
.kyc-card .btn-row{margin-top:auto}

/* mini calculator */
.calc-band{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(30px,5vw,80px);align-items:center}
.mini-calc{background:var(--paper);color:var(--text);border-radius:var(--r-lg);padding:clamp(22px,3vw,36px);box-shadow:var(--shadow-lg)}
.mini-calc h3{color:var(--ink)!important}
.range-field{margin-bottom:22px}
.range-top{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-bottom:10px;font-weight:600;font-size:.95rem}
.range-top output,.range-top input[type=number]{font-family:var(--f-display);font-size:1.15rem;color:var(--gold-900);background:var(--sand);border:1px solid var(--line);border-radius:8px;padding:4px 10px;min-width:120px;text-align:right}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:6px;background:linear-gradient(90deg,var(--gold) var(--p,50%),var(--sand-2) var(--p,50%));outline-offset:6px}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:var(--ink);border:4px solid var(--gold-300);box-shadow:0 2px 8px rgba(0,0,0,.25);cursor:grab}
input[type=range]::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:var(--ink);border:4px solid var(--gold-300);cursor:grab}
.mc-out{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:8px}
.mc-out div{background:var(--sand);border-radius:12px;padding:14px}
.mc-out small{display:block;color:var(--muted);font-size:.8rem}
.mc-out strong{font-family:var(--f-display);font-weight:400;font-size:clamp(1.05rem,1.6vw,1.35rem);color:var(--ink);white-space:nowrap}
.mc-out .hl{background:var(--ink)}
.mc-out .hl small{color:var(--muted-light)}
.mc-out .hl strong{color:var(--gold-100)}
.mc-bar{height:12px;border-radius:12px;background:var(--metal);margin:18px 0 8px;display:flex;overflow:hidden}
.mc-bar span{background:var(--ink);height:100%;transition:width .3s}
.mc-legend{display:flex;gap:18px;font-size:.82rem;color:var(--muted)}
.mc-legend i{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:6px;vertical-align:-1px}
.calc-note{font-size:.8rem;color:var(--muted);margin:14px 0 0}
.calc-list{list-style:none;padding:0;margin:24px 0 30px;display:grid;grid-template-columns:1fr 1fr;gap:10px}
.calc-list a{display:flex;align-items:center;gap:10px;padding:12px 14px;border-radius:12px;border:1px solid rgba(243,226,138,.2);color:#F3E6CC;font-weight:500;font-size:.95rem;transition:background .2s,border-color .2s}
.calc-list a:hover{background:rgba(243,226,138,.08);border-color:rgba(243,226,138,.5)}
.calc-list .ic{color:var(--gold-300)}

/* worldwide */
.world-chips{display:flex;flex-wrap:wrap;gap:10px;margin:22px 0 28px}
.world-chips span{display:inline-flex;align-items:center;gap:8px;padding:8px 14px;border-radius:30px;background:#fff;border:1px solid var(--line);font-weight:600;font-size:.92rem}
.world-chips span::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--gold)}
.world-media{position:relative}
.world-media img{width:100%;height:100%;min-height:460px;object-fit:cover;border-radius:var(--r-lg)}
.world-pin{position:absolute;left:24px;bottom:24px;right:24px;background:rgba(28,22,15,.82);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);color:#FBEFD6;border-radius:16px;padding:18px 20px;display:flex;gap:16px;align-items:center;border:1px solid rgba(243,226,138,.25)}
.world-pin .ic{width:34px;height:34px;color:var(--gold-300)}
.world-pin strong{display:block;font-family:var(--f-display);font-weight:400;font-size:1.2rem;color:var(--gold-100)}
.world-pin span{font-size:.9rem;color:#D9CBB0}
.small-note{font-size:.85rem;color:var(--muted)}

/* video */
.video-band{position:relative;border-radius:var(--r-lg);overflow:hidden;min-height:clamp(340px,42vw,560px);display:flex;align-items:flex-end;color:#fff;isolation:isolate}
.video-band>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.video-band::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(20,14,8,.85),rgba(20,14,8,.25) 70%);z-index:-1}
.video-inner{padding:clamp(28px,5vw,64px);display:flex;align-items:center;gap:clamp(20px,4vw,48px);flex-wrap:wrap;width:100%}
.play-btn{width:96px;height:96px;border-radius:50%;background:var(--metal-btn);color:#fff;display:grid;place-items:center;position:relative;flex:0 0 auto;transition:transform .3s}
.play-btn::before{content:"";position:absolute;inset:-12px;border-radius:50%;border:1.5px solid rgba(243,226,138,.55);animation:ring 2.4s ease-out infinite}
.play-btn .ic{width:34px;height:34px;margin-left:5px}
.play-btn:hover{transform:scale(1.06)}
.video-copy{max-width:760px}
.video-copy h2{color:#fff;margin-bottom:10px}
.video-copy p{color:#E8DCC4;margin:0}

/* partner carousels */
.marquee{position:relative;overflow:hidden;padding:6px 0;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.marquee+.marquee{margin-top:18px}
.marquee-track{display:flex;gap:18px;width:max-content;animation:marquee var(--dur,70s) linear infinite}
.marquee.reverse .marquee-track{animation-direction:reverse}
.marquee:hover .marquee-track{animation-play-state:paused}
.logo-tile{width:200px;height:100px;flex:0 0 auto;background:#fff;border:1px solid var(--line);border-radius:14px;display:grid;place-items:center;padding:14px 20px;transition:border-color .3s,box-shadow .3s}
.logo-tile:hover{border-color:var(--gold-300);box-shadow:var(--shadow)}
.logo-tile img{max-height:62px;max-width:100%;width:auto;object-fit:contain}
.partners-head{display:flex;justify-content:space-between;align-items:center;gap:16px;margin:0 0 14px;flex-wrap:wrap}
.partners-head h3{margin:0}
.partners-head span{color:var(--muted);font-size:.92rem}
.partners-block+.partners-block{margin-top:46px}

/* testimonials */
.tmarquee .marquee-track{gap:22px;align-items:stretch}
.tcard{margin:0;width:400px;flex:0 0 auto;background:var(--ink-2);border:1px solid rgba(243,226,138,.16);border-radius:var(--r);padding:26px;display:flex;flex-direction:column;gap:18px;white-space:normal}
.tcard .ic{width:30px;height:30px;color:var(--gold)}
.tcard p{margin:0;color:#EADFC8;font-size:1rem;line-height:1.6;flex:1}
.tcard-who{display:flex;align-items:center;gap:12px;font-size:.88rem;color:var(--muted-light)}
.tcard-who b{display:block;color:#FFF7E6;font-weight:600}
.tcard-av{width:42px;height:42px;border-radius:50%;background:var(--metal-btn);display:grid;place-items:center;color:#fff;font-family:var(--f-display);font-size:1.05rem}
.t-note{text-align:center;font-size:.82rem;color:var(--muted-light);margin:26px 0 0}

/* brochure */
.brochure{display:grid;grid-template-columns:.95fr 1.05fr;gap:0;border-radius:var(--r-lg);overflow:hidden;background:var(--metal-soft);border:1px solid var(--line)}
.brochure-media{position:relative;min-height:100%}
.brochure-media img{width:100%;height:100%;min-height:400px;object-fit:cover}
.brochure-body{padding:clamp(28px,5vw,64px);align-self:center}
.brochure-body p{color:var(--muted)}
.brochure-list{list-style:none;padding:0;margin:0 0 28px;display:grid;gap:8px}
.brochure-list li{display:flex;gap:10px;align-items:center;font-weight:500}
.brochure-list .ic{color:var(--gold-700)}

/* blog */
.blog-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.post-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;transition:transform .3s,box-shadow .3s}
.post-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.post-media{aspect-ratio:16/10;overflow:hidden}
.post-media img{width:100%;height:100%;object-fit:cover;transition:transform .7s}
.post-card:hover .post-media img{transform:scale(1.05)}
.post-body{padding:20px;display:flex;flex-direction:column;flex:1}
.post-meta{display:flex;gap:12px;font-size:.8rem;color:var(--muted);margin-bottom:8px}
.post-meta span:first-child{color:var(--gold-700);font-weight:600}
.post-body h3{font-size:1.18rem;line-height:1.3}
.post-body p{font-size:.92rem;color:var(--muted);flex:1}

/* FAQ */
.faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(30px,5vw,80px);align-items:start}
.faq-aside{position:sticky;top:calc(var(--header-h) + 30px)}
.faq-aside p{color:var(--muted)}
.faq-contact{margin-top:24px;padding:20px;border-radius:var(--r);background:var(--sand);display:grid;gap:10px}
.faq-contact a{display:flex;align-items:center;gap:10px;font-weight:600}
.faq-contact .ic{color:var(--gold-700)}
.faq-item{border-bottom:1px solid var(--line)}
.faq-item summary{list-style:none;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:22px 0;cursor:pointer;font-family:var(--f-display);font-size:clamp(1.08rem,1.4vw,1.28rem);color:var(--ink)}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary .pm{width:34px;height:34px;border-radius:50%;border:1.5px solid var(--line);flex:0 0 auto;position:relative;transition:background .25s,border-color .25s}
.faq-item summary .pm::before,.faq-item summary .pm::after{content:"";position:absolute;left:50%;top:50%;width:12px;height:1.5px;background:var(--ink);transform:translate(-50%,-50%);transition:transform .25s}
.faq-item summary .pm::after{transform:translate(-50%,-50%) rotate(90deg)}
.faq-item[open] summary .pm{background:var(--ink);border-color:var(--ink)}
.faq-item[open] summary .pm::before,.faq-item[open] summary .pm::after{background:var(--gold-300)}
.faq-item[open] summary .pm::after{transform:translate(-50%,-50%) rotate(0)}
.faq-item .faq-a{padding:0 50px 22px 0;color:var(--muted)}

/* CTA band */
.cta-band{position:relative;border-radius:var(--r-lg);background:var(--ink);color:#E9DDC6;padding:clamp(34px,5vw,70px);overflow:hidden;display:flex;justify-content:space-between;align-items:center;gap:30px;flex-wrap:wrap;isolation:isolate}
.cta-band::before{content:"";position:absolute;right:-4%;bottom:-2px;width:52%;height:120%;background:var(--metal);opacity:.22;clip-path:polygon(0 100%,30% 30%,45% 55%,70% 0,100% 100%);z-index:-1}
.cta-band h2{color:#FFF7E6;margin-bottom:8px}
.cta-band p{margin:0;color:var(--muted-light);max-width:56ch}

/* ───── footer ───── */
.site-footer{background:var(--ink);color:#CDBFA6;position:relative;padding-top:80px;margin-top:0;font-size:.95rem}
.footer-ridge{position:absolute;top:-1px;left:0;right:0;height:46px;background:var(--paper);clip-path:polygon(0 0,100% 0,100% 30%,88% 75%,76% 40%,62% 90%,52% 30%,40% 80%,26% 35%,14% 70%,0 25%)}
.footer-grievance{display:flex;align-items:center;gap:18px;background:rgba(243,226,138,.07);border:1px solid rgba(243,226,138,.22);border-radius:var(--r);padding:18px 22px;margin-bottom:56px;flex-wrap:wrap}
.footer-grievance p{margin:0;flex:1;min-width:240px;color:#E9DDC6}
.footer-grievance strong{color:var(--gold-100)}
.footer-grievance a:not(.btn){color:var(--gold-300);font-weight:600}
.fg-ic{width:46px;height:46px;border-radius:12px;background:var(--metal-btn);color:#fff;display:grid;place-items:center;flex:0 0 auto}
.fg-ic .ic{width:22px;height:22px}
.footer-grid{display:grid;grid-template-columns:1.5fr .9fr .9fr 1fr 1.4fr;gap:40px}
.f-logo{display:inline-block;background:var(--paper);border-radius:18px;padding:14px 20px;margin-bottom:18px}
.f-logo img{height:96px;width:auto}
.f-brand p{color:#BFB096;max-width:36ch}
.f-arn{display:grid;gap:3px;font-size:.84rem;background:rgba(255,255,255,.04);border:1px dashed rgba(243,226,138,.25);border-radius:12px;padding:14px 16px;color:#BFB096}
.f-arn b{color:var(--gold-100);font-weight:600}
.f-col h3{font-family:var(--f-display);color:var(--gold-300);font-size:1.15rem;margin-bottom:16px}
.f-col a{display:block;padding:4px 0;color:#CDBFA6;transition:color .2s,transform .2s}
.f-col a:hover{color:var(--gold-100);transform:translateX(3px)}
.f-reach p{display:flex;gap:12px;align-items:flex-start;margin-bottom:12px;line-height:1.5}
.f-reach .ic{color:var(--gold);margin-top:3px}
.f-reach a{display:inline;padding:0;word-break:break-word}
.f-reach a:hover{transform:none}
.footer-disclaimer{margin-top:54px;padding-top:30px;border-top:1px solid rgba(243,226,138,.14);font-size:.82rem;line-height:1.7;color:#A79A82}
.footer-disclaimer strong{color:#E5D7BC}
.footer-disclaimer a{color:var(--gold-300);text-decoration:underline}
.copyright{border-top:1px solid rgba(243,226,138,.14);margin-top:30px;padding:20px 0 24px;font-size:.86rem;color:#A79A82}
.copyright-in{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.copyright p{margin:0}
.copyright a{color:var(--gold-300);font-weight:600}

/* floating buttons */
.float-actions{position:fixed;right:18px;bottom:22px;z-index:900;display:flex;flex-direction:column;gap:12px}
.fa-btn{width:54px;height:54px;border-radius:50%;display:grid;place-items:center;box-shadow:0 12px 26px -10px rgba(0,0,0,.45);transition:transform .2s}
.fa-btn:hover{transform:scale(1.08)}
.fa-btn .ic{width:26px;height:26px}
.fa-wa{background:#25D366;color:#fff}
.fa-call{background:var(--metal-btn);color:#fff}
.fa-wa::after{content:"";position:absolute;width:54px;height:54px;border-radius:50%;border:2px solid #25D366;animation:ring 2.6s ease-out infinite;pointer-events:none}
.to-top{position:fixed;left:18px;bottom:22px;z-index:900;width:50px;height:50px;border-radius:14px;background:var(--ink);color:var(--gold-300);display:grid;place-items:center;box-shadow:0 12px 26px -10px rgba(0,0,0,.45);opacity:0;visibility:hidden;transform:translateY(12px);transition:.3s}
.to-top.show{opacity:1;visibility:visible;transform:none}
.to-top .ic{width:22px;height:22px}

/* modals */
.modal{position:fixed;inset:0;z-index:1500;display:grid;place-items:center;padding:16px;background:rgba(20,14,8,.66);backdrop-filter:blur(3px);-webkit-backdrop-filter:blur(3px)}
.modal[hidden]{display:none}
.modal-card{position:relative;background:var(--paper);border-radius:var(--r-lg);width:min(560px,100%);max-height:calc(100dvh - 32px);display:flex;flex-direction:column;box-shadow:0 40px 90px -30px rgba(0,0,0,.6);animation:pop .35s cubic-bezier(.2,.9,.3,1.2)}
.modal-x{position:absolute;top:12px;right:12px;width:40px;height:40px;border-radius:50%;background:var(--sand);display:grid;place-items:center;z-index:3;transition:background .2s,transform .2s}
.modal-x:hover{background:var(--ink);color:var(--gold-300);transform:rotate(90deg)}
.modal-x .ic{width:20px;height:20px}
.modal-scroll{overflow-y:auto;padding:34px 34px 10px;-webkit-overflow-scrolling:touch}
.modal-peak{width:50px;height:50px;border-radius:14px;background:var(--ink);color:var(--gold-300);display:grid;place-items:center;margin-bottom:16px}
.modal-peak .ic{width:24px;height:24px}
.disc-list{margin:0;padding:0;list-style:none;display:grid;gap:10px}
.disc-list li{position:relative;padding-left:22px;font-size:.95rem;color:var(--muted);line-height:1.55}
.disc-list li::before{content:"";position:absolute;left:0;top:.5em;width:10px;height:8px;background:var(--metal);clip-path:polygon(0 100%,50% 0,100% 100%)}
.modal-actions{display:flex;gap:10px;padding:18px 34px 28px;flex-wrap:wrap;border-top:1px solid var(--line);margin-top:14px}
.modal-actions .btn{flex:1 1 180px}
.modal-offer{width:min(860px,100%);display:grid;grid-template-columns:.85fr 1.15fr;overflow:hidden}
.offer-media{min-height:100%}
.offer-media img{width:100%;height:100%;object-fit:cover}
.offer-body{padding:36px 34px 30px;overflow-y:auto}
.offer-tag{display:inline-block;background:var(--metal-btn);color:#fff;text-shadow:0 1px 1px rgba(40,20,0,.4);font-weight:700;font-size:.8rem;padding:5px 12px;border-radius:20px;margin-bottom:14px}
.offer-body p{color:var(--muted)}
.offer-points{list-style:none;padding:0;margin:0 0 22px;display:grid;gap:8px}
.offer-points li{display:flex;gap:10px;align-items:center;font-weight:500;font-size:.95rem}
.offer-points .ic{color:var(--up)}
.offer-cta{display:flex;gap:10px;flex-wrap:wrap}
.offer-fine{font-size:.76rem!important;margin:16px 0 0}
.video-modal .modal-card{width:min(980px,100%);background:#000;padding:0;overflow:hidden}
.video-modal iframe{width:100%;aspect-ratio:16/9;border:0;display:block}
.video-modal .modal-x{background:rgba(255,255,255,.85)}

/* ───── inner page hero ───── */
.page-hero{position:relative;color:#FBEFD6;isolation:isolate;overflow:hidden;background:var(--ink)}
.page-hero>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2;opacity:.9}
.page-hero::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(20,14,8,.92) 0%,rgba(20,14,8,.7) 50%,rgba(20,14,8,.35));z-index:-1}
.page-hero::after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:38px;background:var(--paper);clip-path:polygon(0 100%,0 40%,18% 85%,34% 20%,48% 70%,60% 0,74% 65%,86% 30%,100% 75%,100% 100%)}
.page-hero.to-sand::after{background:var(--sand)}
.page-hero-in{padding:clamp(56px,7vw,100px) 0 clamp(76px,8vw,116px)}
.crumbs{display:flex;gap:8px;align-items:center;font-size:.86rem;color:#D8C9AC;margin-bottom:16px;flex-wrap:wrap}
.crumbs a{color:var(--gold-300)}
.crumbs .ic{width:14px;height:14px;opacity:.6}
.page-hero h1{color:#FFF7E6;margin-bottom:12px}
.page-hero p{max-width:62ch;color:#E5D7BC;font-size:1.1rem;margin:0}
.page-hero .btn-row{margin-top:26px}

/* prose / policy */
.prose{max-width:none}
.prose h2{font-size:clamp(1.45rem,2vw,1.85rem);margin-top:1.8em}
.prose h3{font-size:1.2rem;margin-top:1.5em;font-family:var(--f-text);font-weight:700}
.prose p,.prose li{color:#463C30}
.prose ul,.prose ol{padding-left:1.3em;margin:0 0 1.2em}
.prose li{margin-bottom:.45em}
.prose a{color:var(--gold-700);text-decoration:underline;text-underline-offset:3px}
.prose table{width:100%;border-collapse:collapse;margin:1em 0 1.6em;font-size:.95rem;display:block;overflow-x:auto}
.prose th,.prose td{border:1px solid var(--line);padding:10px 14px;text-align:left;vertical-align:top}
.prose th{background:var(--sand);font-weight:700;color:var(--ink)}
.policy-meta{display:flex;gap:10px 24px;flex-wrap:wrap;padding:16px 20px;border-radius:12px;background:var(--sand);font-size:.9rem;color:var(--muted);margin-bottom:30px}
.policy-meta b{color:var(--ink)}
.policy-layout{display:block}
.callout{border-left:4px solid var(--gold);background:var(--sand);border-radius:0 12px 12px 0;padding:18px 22px;margin:1.6em 0;color:var(--text)}
.callout.warn{border-color:var(--down);background:#FBEDEA}
.callout p:last-child{margin:0}

/* service detail */
.points-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.point{padding:26px;border-radius:var(--r);background:#fff;border:1px solid var(--line);position:relative;overflow:hidden}
.point::before{content:"";position:absolute;left:0;top:0;width:100%;height:3px;background:var(--metal);transform:scaleX(.18);transform-origin:left;transition:transform .4s}
.point:hover::before{transform:scaleX(1)}
.point h3{font-size:1.18rem}
.point p{color:var(--muted);margin:0;font-size:.96rem}
.steps-row{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;counter-reset:s}
.step-card{position:relative;padding:28px 24px;border-radius:var(--r);background:var(--ink-2);border:1px solid rgba(243,226,138,.16)}
.step-card .n{font-family:var(--f-display);font-size:2.4rem;line-height:1;background:var(--metal);-webkit-background-clip:text;background-clip:text;color:transparent;display:block;margin-bottom:14px}
.step-card h3{font-size:1.2rem}
.step-card p{color:var(--muted-light);margin:0;font-size:.95rem}
.notes-box{background:var(--sand);border-radius:var(--r-lg);padding:30px;border:1px solid var(--line)}
.notes-box ul{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.notes-box li{display:flex;gap:12px;color:var(--text)}
.notes-box .ic{color:var(--gold-700);width:22px;height:22px;margin-top:2px}
.svc-detail-grid{display:grid;grid-template-columns:1.4fr .9fr;gap:40px;align-items:start}
.side-card{position:sticky;top:calc(var(--header-h) + 24px);background:var(--ink);color:#E9DDC6;border-radius:var(--r-lg);padding:28px}
.side-card h3{color:#FFF7E6}
.side-card a.side-link{display:flex;justify-content:space-between;align-items:center;padding:12px 0;border-bottom:1px solid rgba(243,226,138,.14);color:#E9DDC6;font-weight:500}
.side-card a.side-link:hover,.side-card a.side-link.is-active{color:var(--gold-300)}
.side-card .btn{width:100%;margin-top:20px}

/* products page filters */
.filters{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:34px}
.filter{padding:10px 20px;border-radius:30px;border:1.5px solid var(--line);font-weight:600;font-size:.95rem;background:#fff;transition:.2s}
.filter:hover{border-color:var(--ink)}
.filter.is-on{background:var(--ink);border-color:var(--ink);color:var(--gold-100)}
.prod-card.is-hidden{display:none}

/* calculators page */
.calc-layout{display:grid;grid-template-columns:300px 1fr;gap:32px;align-items:start}
.calc-tabs{position:sticky;top:calc(var(--header-h) + 24px);display:flex;flex-direction:column;gap:8px;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:12px}
.calc-tab{display:flex;align-items:center;gap:12px;padding:13px 14px;border-radius:12px;text-align:left;font-weight:600;font-size:.98rem;transition:background .2s}
.calc-tab .ic{width:20px;height:20px;color:var(--gold-700)}
.calc-tab:hover{background:var(--sand)}
.calc-tab.is-on{background:var(--ink);color:var(--gold-100)}
.calc-tab.is-on .ic{color:var(--gold-300)}
.calc-panel{display:none;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(22px,3vw,40px)}
.calc-panel.is-on{display:block;animation:fadeUp .4s both}
.calc-panel>p{color:var(--muted)}
.calc-cols{display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,4vw,50px);margin-top:24px;align-items:start}
.result-cards{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:22px}
.result-cards div{background:var(--sand);border-radius:12px;padding:16px}
.result-cards small{display:block;color:var(--muted);font-size:.82rem}
.result-cards strong{font-family:var(--f-display);font-weight:400;font-size:1.4rem;color:var(--ink)}
.result-cards .hl{grid-column:1/-1;background:var(--ink)}
.result-cards .hl small{color:var(--muted-light)}
.result-cards .hl strong{color:var(--gold-100);font-size:1.9rem}
.donut-wrap{display:flex;align-items:center;gap:24px;flex-wrap:wrap}
.donut{width:170px;height:170px;flex:0 0 auto}
.bars{display:flex;align-items:flex-end;gap:6px;height:180px;margin-top:22px;padding-top:10px;border-bottom:1px solid var(--line)}
.bars div{flex:1;background:var(--metal);border-radius:6px 6px 0 0;position:relative;min-height:2px;transition:height .3s}
.bars div span{position:absolute;left:0;right:0;bottom:0;background:var(--ink);border-radius:6px 6px 0 0}
.bars-x{display:flex;justify-content:space-between;font-size:.76rem;color:var(--muted);margin-top:6px}

/* important links */
.links-section+.links-section{margin-top:56px}
.links-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.link-card{display:flex;gap:16px;align-items:center;padding:20px 22px;background:#fff;border:1px solid var(--line);border-radius:var(--r);transition:transform .25s,box-shadow .25s,border-color .25s}
.link-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:var(--gold-300)}
.link-ic{width:50px;height:50px;border-radius:14px;display:grid;place-items:center;flex:0 0 auto;background:var(--ink);color:var(--gold-300)}
.link-ic.alt{background:var(--metal-btn);color:#fff}
.link-ic.soft{background:var(--sand-2);color:var(--gold-900)}
.link-ic .ic{width:22px;height:22px}
.link-card strong{display:block;color:var(--ink);font-size:1.02rem}
.link-card small{display:block;color:var(--muted);font-size:.86rem;line-height:1.4}
.link-card .ext{margin-left:auto;width:18px;height:18px;color:var(--muted-light)}

/* KYC + downloads */
.status-table{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.status{display:flex;gap:14px;padding:20px;border-radius:var(--r);background:#fff;border:1px solid var(--line)}
.status .dot{margin-top:8px}
.status b{display:block;color:var(--ink)}
.status p{margin:4px 0 0;color:var(--muted);font-size:.94rem}
.doc-list{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;list-style:none;padding:0;margin:0}
.doc-list li{display:flex;gap:12px;padding:16px 18px;border-radius:12px;background:var(--sand);align-items:flex-start}
.doc-list .ic{color:var(--gold-700);width:22px;height:22px;margin-top:2px}
.dl-step{display:grid;grid-template-columns:80px 1fr;gap:24px;padding:34px 0;border-top:1px solid var(--line)}
.dl-step:first-of-type{border-top:0;padding-top:0}
.dl-num{width:64px;height:64px;display:grid;place-items:center;font-family:var(--f-display);font-size:1.5rem;background:var(--ink);color:var(--gold-300);clip-path:polygon(50% 0,100% 100%,0 100%);padding-top:18px}
.chip-links{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}
.chip-links a{display:inline-flex;align-items:center;gap:8px;padding:10px 16px;border-radius:30px;background:#fff;border:1px solid var(--line);font-weight:600;font-size:.92rem;transition:.2s}
.chip-links a:hover{border-color:var(--ink);background:var(--ink);color:var(--gold-100)}
.chip-links .ic{width:15px;height:15px}
.dl-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:16px}
.dl-card{display:flex;flex-direction:column;gap:10px;padding:20px;background:#fff;border:1px solid var(--line);border-radius:var(--r)}
.dl-card .dl-top{display:flex;gap:12px;align-items:center}
.dl-card .dl-ic{width:44px;height:44px;border-radius:12px;background:var(--sand-2);color:var(--gold-900);display:grid;place-items:center;flex:0 0 auto}
.dl-card strong{color:var(--ink);line-height:1.3;display:block}
.dl-card small{color:var(--muted);font-size:.84rem}
.dl-card .btn{margin-top:auto;align-self:flex-start}
.select-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:16px}
.select{appearance:none;-webkit-appearance:none;min-width:min(380px,100%);flex:1 1 280px;max-width:520px;padding:14px 44px 14px 16px;border-radius:var(--r-sm);border:1.5px solid var(--line);background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%239E5D0E' stroke-width='2'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E") no-repeat right 14px center/18px;font-weight:500}
.select:focus{border-color:var(--gold)}
.help-callout{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:26px 30px;border-radius:var(--r-lg);background:var(--metal-soft);border:1px solid var(--line);flex-wrap:wrap;margin-top:40px}
.help-callout p{margin:0;color:var(--text)}

/* login page */
.portal-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:-90px;position:relative;z-index:3}
.portal-card{background:#fff;border-radius:var(--r-lg);padding:30px;border:1px solid var(--line);box-shadow:var(--shadow-lg);display:flex;flex-direction:column;position:relative;overflow:hidden}
.portal-card::before{content:"";position:absolute;left:0;right:0;top:0;height:5px;background:var(--ink)}
.portal-card.gold::before{background:var(--metal)}
.portal-ic{width:54px;height:54px;border-radius:15px;background:var(--ink);color:var(--gold-300);display:grid;place-items:center;margin-bottom:18px}
.portal-ic.alt{background:var(--metal-btn);color:#fff}
.portal-ic .ic{width:24px;height:24px}
.portal-card p{color:var(--muted);font-size:.96rem}
.portal-card ul{list-style:none;padding:0;margin:0 0 24px;display:grid;gap:8px}
.portal-card li{display:flex;gap:10px;font-size:.93rem;color:var(--text)}
.portal-card li .ic{color:var(--gold-700);width:18px;height:18px;margin-top:3px}
.portal-card .btn{margin-top:auto;width:100%}
.portal-note{background:var(--sand);border-left:3px solid var(--gold);border-radius:0 10px 10px 0;padding:14px 16px;font-size:.9rem;color:var(--muted);margin-bottom:24px}
.quick-links{display:grid;gap:8px}
.quick-links a{display:flex;justify-content:space-between;align-items:center;padding:12px 14px;border-radius:10px;border:1px solid var(--line);font-weight:600;font-size:.93rem;transition:.2s}
.quick-links a:hover{border-color:var(--gold);background:var(--sand)}
.quick-links .ic{width:16px;height:16px;color:var(--gold-700)}
.safety{display:flex;gap:18px;align-items:flex-start;margin-top:40px;padding:22px 26px;border-radius:var(--r);background:#FBEDEA;border-left:4px solid var(--down)}
.safety .ic{width:28px;height:28px;color:var(--down)}
.safety p{margin:0;color:#4A3A33;font-size:.95rem}
.safety a{color:var(--down);text-decoration:underline}
.trouble-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.trouble{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:28px}
.trouble .portal-ic{width:46px;height:46px}
.trouble p{color:var(--muted);margin:0;font-size:.96rem}
.trouble a{color:var(--gold-700);text-decoration:underline}

/* contact */
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(30px,5vw,70px);align-items:start}
.contact-cards{display:grid;gap:14px}
.c-card{display:flex;gap:16px;align-items:flex-start;padding:20px 22px;background:#fff;border:1px solid var(--line);border-radius:var(--r)}
.c-card .link-ic{width:48px;height:48px}
.c-card strong{display:block;color:var(--ink);margin-bottom:2px}
.c-card p,.c-card a{margin:0;color:var(--muted);font-size:.96rem;word-break:break-word}
.c-card a:hover{color:var(--gold-700)}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(24px,3.5vw,44px);box-shadow:var(--shadow)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px 18px}
.field{display:flex;flex-direction:column;gap:7px}
.field.full{grid-column:1/-1}
.field label{font-weight:600;font-size:.92rem;color:var(--ink)}
.field input,.field select,.field textarea{width:100%;padding:13px 15px;border-radius:var(--r-sm);border:1.5px solid var(--line);background:var(--paper);transition:border-color .2s,box-shadow .2s}
.field textarea{min-height:130px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 4px rgba(212,149,47,.15)}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:.86rem;color:var(--muted);grid-column:1/-1}
.consent input{margin-top:4px;accent-color:var(--gold-700);width:18px;height:18px;flex:0 0 auto}
.hp{position:absolute;left:-9999px}
.form-msg{grid-column:1/-1;padding:14px 16px;border-radius:10px;font-weight:500}
.form-msg.ok{background:#E8F5EC;color:#1F5E3B}
.form-msg.err{background:#FBEDEA;color:#8A2D21}
.map-full{width:100%;height:clamp(340px,40vw,480px);border:0;display:block;filter:grayscale(.25) sepia(.15)}
.map-wrap{position:relative;margin-top:clamp(56px,7vw,100px)}

/* grievance */
.escalation{list-style:none;padding:0;margin:0;display:grid;gap:18px;counter-reset:lv}
.lv{display:grid;grid-template-columns:120px 1fr;gap:24px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;align-items:start}
.lv-tag{font-family:var(--f-display);font-size:1rem;color:var(--ink);background:var(--metal-soft);border-radius:12px;padding:14px;text-align:center;line-height:1.2}
.lv-tag b{display:block;font-size:2rem;font-weight:400;color:var(--gold-900)}
.lv h3{font-size:1.25rem;margin-bottom:6px}
.lv p{color:var(--muted);margin:0 0 6px;font-size:.96rem}
.lv a{color:var(--gold-700);font-weight:600;word-break:break-word}

/* blog post */
.post-wrap{width:85%;max-width:900px;margin-inline:auto}
.post-cover{border-radius:var(--r-lg);overflow:hidden;margin:-70px 0 40px;position:relative;z-index:3;box-shadow:var(--shadow-lg)}
.post-cover img{width:100%;aspect-ratio:16/9;object-fit:cover}
.post-content{font-size:1.1rem;line-height:1.75}
.post-content h2{margin-top:1.6em;font-size:clamp(1.4rem,2vw,1.8rem)}
.post-content p,.post-content li{color:#3F352A}
.post-content ul{padding-left:1.3em}
.post-content li{margin-bottom:.5em}
.post-content .callout{font-size:1rem}
.post-foot{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;align-items:center;margin-top:46px;padding-top:24px;border-top:1px solid var(--line)}
.post-foot .btn-row{gap:10px}

/* about page */
.values-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.value{padding:28px 24px;border-radius:var(--r);border:1px solid rgba(243,226,138,.18);background:var(--ink-2)}
.value .ic{width:30px;height:30px;color:var(--gold-300);margin-bottom:16px}
.value h3{font-size:1.2rem}
.value p{color:var(--muted-light);margin:0;font-size:.95rem}
.reg-card{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;background:#fff}
.reg-card div{padding:24px;border-right:1px solid var(--line)}
.reg-card div:last-child{border-right:0}
.reg-card small{display:block;color:var(--muted);font-size:.84rem}
.reg-card strong{font-family:var(--f-display);font-weight:400;font-size:1.25rem;color:var(--ink);word-break:break-word}

/* 404 / thank you */
.center-block{text-align:center;max-width:640px;margin-inline:auto}
.big-peak{width:120px;height:96px;margin:0 auto 24px;background:var(--metal);clip-path:polygon(0 100%,30% 35%,45% 60%,70% 0,100% 100%)}

/* animations */
@keyframes marquee{to{transform:translateX(-50%)}}
@keyframes draw{to{stroke-dashoffset:0}}
@keyframes dotfill{to{transform:scaleX(1)}}
@keyframes fadeUp{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
@keyframes ring{0%{transform:scale(.9);opacity:.9}100%{transform:scale(1.35);opacity:0}}
@keyframes pop{from{opacity:0;transform:translateY(20px) scale(.97)}to{opacity:1;transform:none}}

/* ───── responsive ───── */
@media (max-width:1320px){
  .nav-link{padding:10px 9px;font-size:.94rem}
  .nav-link::after{left:9px;right:9px}
  .header-in{gap:18px}
  .footer-grid{grid-template-columns:1.4fr 1fr 1fr 1fr;}
  .f-reach{grid-column:1/-1;display:grid;grid-template-columns:repeat(2,1fr);gap:0 30px}
  .f-reach h3{grid-column:1/-1}
}
@media (max-width:1180px){
  :root{--header-h:80px}
  .nav,.header-cta{display:none}
  .burger{display:grid}
  .brand img{height:62px}
  .prod-grid,.blog-grid{grid-template-columns:repeat(3,1fr)}
  .quick-grid{grid-template-columns:repeat(2,1fr)}
  .quick-item:nth-child(2){border-right:0}
  .quick-item:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .values-grid{grid-template-columns:repeat(2,1fr)}
  .steps-row{grid-template-columns:repeat(2,1fr)}
  .ridge-badge.b2{display:none}
}
@media (max-width:1024px){
  .split,.calc-band,.markets-grid,.faq-grid,.contact-grid,.svc-detail-grid,.climb-grid,.brochure{grid-template-columns:1fr}
  .split.rev .split-media{order:-1}           /* image first on mobile/tablet */
  .split-media>img,.split-media .media-main{min-height:340px;max-height:520px}
  .climb-aside,.faq-aside,.side-card,.calc-tabs{position:static}
  .climb-photo{display:none}
  .svc-grid{grid-template-columns:repeat(2,1fr)}
  .links-grid,.dl-grid,.trouble-grid,.points-grid{grid-template-columns:repeat(2,1fr)}
  .portal-grid{grid-template-columns:1fr 1fr}
  .calc-layout{grid-template-columns:1fr}
  .calc-cols{grid-template-columns:1fr}
  .steps-5{grid-template-columns:repeat(3,1fr)!important}
  .calc-tabs{flex-direction:row;overflow-x:auto;scrollbar-width:none}
  .calc-tabs::-webkit-scrollbar{display:none}
  .calc-tab{white-space:nowrap;flex:0 0 auto}
  .about-media .a1{min-height:420px}
  .brochure-media img{min-height:300px;max-height:420px}
  .reg-card{grid-template-columns:1fr 1fr}
  .reg-card div:nth-child(2){border-right:0}
  .reg-card div:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .modal-offer{grid-template-columns:1fr;width:min(520px,100%);overflow-y:auto}
  .offer-media{max-height:220px;overflow:hidden}
  .offer-body{overflow:visible}
}
@media (max-width:767px){
  body{font-size:1rem}
  .wrap,.post-wrap{width:calc(100% - 32px)}
  .topbar-reg{display:none!important}
  .topbar-in{justify-content:center;min-height:34px}
  .topbar{font-size:.74rem}
  .topbar-contact{gap:14px!important;flex-wrap:nowrap!important;justify-content:center}
  .topbar-contact a{gap:5px;white-space:nowrap}
  .topbar-contact .ic{width:13px;height:13px}
  :root{--header-h:70px;--notch:30px}
  .brand img{height:54px}
  .burger{width:42px;height:42px}
  .section{padding:60px 0}
  .hero-titles{font-size:clamp(1.85rem,8.4vw,2.4rem)}
  .hero-title{white-space:normal}
  .hero-row{flex-direction:column;align-items:flex-start;gap:6px}
  .hero-ctrl{width:100%;justify-content:space-between}
  .ridge{height:300px}
  .ridge-mask{clip-path:polygon(0 100%,0 40%,20% 22%,34% 40%,56% 0,72% 30%,86% 18%,100% 38%,100% 100%)}
  .ridge-badge{display:none}
  .quick{margin-top:-40px}
  .quick-grid{grid-template-columns:1fr 1fr}
  .quick-item{flex-direction:column;align-items:flex-start;gap:10px;padding:18px 16px}
  .quick-ic{width:44px;height:44px}
  .quick-item small{display:none}
  .quick-item strong{font-size:.95rem}
  .svc-grid,.prod-grid,.blog-grid,.links-grid,.dl-grid,.trouble-grid,.points-grid,.portal-grid,.steps-row,.values-grid,.status-table,.doc-list{grid-template-columns:1fr}
  .portal-grid{margin-top:-60px}
  .facts{grid-template-columns:1fr}
  .about-media{padding-bottom:50px}
  .about-media .a1{width:88%;min-height:340px}
  .about-media .a-seal{left:auto;right:0;top:16px;max-width:190px;padding:12px 14px}
  .cstep{padding-left:80px}
  .climb-steps::before,.climb-steps::after{left:25px}
  .cstep-mark{width:52px;height:52px}
  .cstep-mark span{font-size:1.05rem;margin-top:14px}
  .mc-out{grid-template-columns:1fr 1fr}
  .mc-out .hl{grid-column:1/-1}
  .calc-list{grid-template-columns:1fr}
  .tv-holder{min-height:400px}
  .tcard{width:300px;padding:22px}
  .logo-tile{width:150px;height:80px;padding:10px 14px}
  .logo-tile img{max-height:48px}
  .world-media img{min-height:320px}
  .video-inner{flex-direction:column;align-items:flex-start}
  .play-btn{width:76px;height:76px}
  .faq-item .faq-a{padding-right:0}
  .cta-band{flex-direction:column;align-items:flex-start}
  .footer-grid{grid-template-columns:1fr 1fr;gap:30px}
  .f-brand{grid-column:1/-1}
  .f-reach{grid-column:1/-1;display:block}
  .f-logo img{height:80px}
  .copyright-in{flex-direction:column;align-items:center;text-align:center}
  .float-actions{right:12px;bottom:16px;gap:10px}
  .fa-btn,.fa-wa::after{width:48px;height:48px}
  .fa-btn .ic{width:23px;height:23px}
  .to-top{left:12px;bottom:16px;width:44px;height:44px}
  .modal-scroll{padding:26px 22px 8px}
  .modal-actions{padding:14px 22px 22px}
  .offer-body{padding:26px 22px 22px}
  .offer-cta .btn{flex:1 1 100%}
  .page-hero-in{padding:44px 0 70px}
  .page-hero p{font-size:1rem}
  .lv{grid-template-columns:1fr;gap:14px}
  .lv-tag{display:flex;align-items:center;gap:12px;text-align:left;padding:10px 14px}
  .lv-tag b{font-size:1.4rem}
  .dl-step{grid-template-columns:1fr;gap:14px}
  .form-grid{grid-template-columns:1fr}
  .steps-5{grid-template-columns:1fr!important}
  .range-top input[type=number],.range-top output{min-width:0;width:130px}
  .calc-layout>div{min-width:0}
  .result-cards{grid-template-columns:1fr 1fr}
  .reg-card{grid-template-columns:1fr}
  .reg-card div{border-right:0!important;border-bottom:1px solid var(--line)}
  .reg-card div:last-child{border-bottom:0}
  .help-callout{padding:22px}
  .post-cover{margin-top:-50px}
  .one-line{white-space:normal}
  .sec-head-row{align-items:flex-start}
}
@media (max-width:380px){
  .topbar-contact{gap:10px!important;font-size:.68rem}
  .topbar-contact .ic{display:none}
  .mc-out{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .result-cards{grid-template-columns:1fr}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;scroll-behavior:auto!important}
  .marquee-track{animation:none!important}
  .marquee{overflow-x:auto}
}
.page-hero.tall .page-hero-in{padding-bottom:clamp(120px,12vw,170px)}
.no-ridge .footer-ridge{display:none}
.no-ridge .site-footer{padding-top:60px}
.steps-5{grid-template-columns:repeat(5,1fr)}
.climb h2,.climb h3,.step-card h3{color:#FFF7E6}
.climb .sec-head p{color:var(--muted-light)}
.modal-card h2{font-size:clamp(1.6rem,2.6vw,2.3rem)}
.svc-body .link-arrow,.post-body .link-arrow{align-self:flex-start}
.offer-body .offer-tag{color:#fff}

/* ───── HERO v2: full-width background image slider ───── */
.hero{position:relative;padding:0;min-height:clamp(600px,calc(100vh - 150px),820px);display:flex;align-items:center;color:#fff;background:var(--ink);overflow:hidden;isolation:isolate}
.hero-slides{position:absolute;inset:0;z-index:-2}
.hero-slide{position:absolute;inset:0;opacity:0;transition:opacity 1.2s ease}
.hero-slide.is-on{opacity:1}
.hero-slide img{width:100%;height:100%;object-fit:cover;transform:scale(1.08);transition:transform 8s ease-out}
.hero-slide.is-on img{transform:scale(1)}
.hero-shade{position:absolute;inset:0;z-index:-1;background:
  linear-gradient(90deg,rgba(20,14,8,.9) 0%,rgba(20,14,8,.72) 38%,rgba(20,14,8,.25) 72%,rgba(20,14,8,.1) 100%),
  linear-gradient(0deg,rgba(20,14,8,.65) 0%,rgba(20,14,8,0) 35%)}
.hero-inner{position:relative;padding:clamp(70px,9vh,110px) 0 clamp(130px,16vh,170px)}
.hero .hero-kicker{color:var(--gold-300)}
.hero .hero-title{color:#FFF7E6;text-shadow:0 2px 24px rgba(0,0,0,.35)}
.hero .hero-title .metal{background:linear-gradient(100deg,#D4952F 0%,#F3E28A 45%,#EBC874 70%,#D4952F 100%);-webkit-background-clip:text;background-clip:text;color:transparent;text-shadow:none}
.hero .hero-subs{max-width:600px;margin-top:22px}
.hero .hero-sub{color:#EADFC8;margin-bottom:28px}
.hero-foot{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-top:clamp(40px,7vh,70px);flex-wrap:wrap}
.hero-badge{display:inline-flex;align-items:center;gap:12px;padding:12px 18px;border-radius:14px;background:rgba(20,14,8,.55);border:1px solid rgba(243,226,138,.3);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);font-size:.92rem;color:#E9DDC6}
.hero-badge .ic{width:24px;height:24px;color:var(--gold-300)}
.hero-badge strong{font-family:var(--f-display);font-weight:400;color:var(--gold-100);font-size:1.08rem;margin-right:4px}
.hero .hero-dot{background:rgba(255,255,255,.3)}
.hero .hero-arrow{border-color:rgba(255,255,255,.7);color:#fff}
.hero .hero-arrow:hover{background:#fff;color:var(--ink)}
.quick{margin-top:-64px}
@media (max-width:767px){
  .hero{min-height:0;align-items:flex-end}
  .hero-shade{background:linear-gradient(180deg,rgba(20,14,8,.45) 0%,rgba(20,14,8,.7) 45%,rgba(20,14,8,.92) 100%)}
  .hero-inner{padding:150px 0 90px}
  .hero .hero-subs{margin-top:14px}
  .hero .hero-sub{margin-bottom:22px}
  .hero .btn-row .btn{flex:1 1 100%}
  .hero-foot{margin-top:26px}
  .hero-badge{font-size:.82rem;padding:10px 14px}
  .hero-ctrl{width:100%;justify-content:space-between}
  .quick{margin-top:-46px}
}

/* ───── ticker: fact lines until TradingView live quotes load ───── */
.ticker{height:46px}
.ticker-body{position:relative;flex:1;min-width:0;height:100%;overflow:hidden;display:flex;align-items:center}
.ticker-tv{position:absolute;inset:0;opacity:0;transition:opacity .5s;display:flex;align-items:center}
.ticker-tv .tradingview-widget-container{width:100%}
.ticker.tv-ready .ticker-tv{opacity:1}
.ticker.tv-ready .ticker-track{visibility:hidden}
@media (max-width:900px){.ticker{height:46px}}
@media (max-width:767px){.hero-badge{display:none}.hero-inner{padding:100px 0 78px}.hero .hero-kicker{font-size:.95rem;margin-bottom:12px}.hero-foot{margin-top:18px}}
@media (max-width:1180px) and (min-width:768px){.topbar{font-size:.8rem}.topbar-reg span:nth-child(4),.topbar-reg span:nth-child(5){display:none}.topbar-contact{flex-wrap:nowrap!important;gap:14px!important}.topbar-contact a{white-space:nowrap}}

/* ───── SIF ───── */
.sif-band{display:grid;grid-template-columns:.9fr 1.1fr;margin-top:34px;border-radius:var(--r-lg);overflow:hidden;background:var(--ink);color:#E9DDC6;position:relative;isolation:isolate}
.sif-band::after{content:"";position:absolute;right:-40px;bottom:-30px;width:300px;height:220px;background:var(--metal);opacity:.12;clip-path:polygon(0 100%,30% 30%,45% 55%,70% 0,100% 100%);z-index:-1}
.sif-media img{width:100%;height:100%;min-height:360px;object-fit:cover}
.sif-body{padding:clamp(28px,4.5vw,60px);align-self:center}
.sif-body h2{color:#FFF7E6}
.sif-body p{color:var(--muted-light)}
.sif-body .label{color:var(--gold-300)}
.sif-chips{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 26px}
.sif-chips span{padding:7px 14px;border-radius:30px;border:1px solid rgba(243,226,138,.3);font-size:.88rem;font-weight:600;color:var(--gold-100)}
.compare table{display:table;width:100%}
.compare th[scope],.compare tbody th{background:var(--sand);width:18%}
.compare .hl{background:#FBF3DC;font-weight:600;color:var(--ink)}
.compare thead .hl{background:var(--ink);color:var(--gold-100)}
.strat-group+.strat-group{margin-top:34px}
.strat-head{font-family:var(--f-display);color:var(--gold-300)!important;font-size:1.3rem;margin-bottom:16px;display:flex;align-items:center;gap:12px}
.strat-head::after{content:"";flex:1;height:1px;background:rgba(243,226,138,.2)}
.strat-row{grid-template-columns:repeat(3,1fr)}
.pg-4{grid-template-columns:repeat(4,1fr)}
.fit-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.fit{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:30px}
.fit h3{display:flex;align-items:center;gap:12px;font-size:1.3rem}
.fit h3 .ic{width:34px;height:34px;padding:7px;border-radius:50%;color:#fff}
.fit.yes h3 .ic{background:var(--up)}
.fit.no h3 .ic{background:var(--down)}
.fit ul{margin:0;padding-left:1.2em;color:var(--text)}
.fit li{margin-bottom:.6em}
@media (max-width:1024px){.sif-band{grid-template-columns:1fr}.sif-media img{min-height:260px;max-height:360px}.pg-4{grid-template-columns:repeat(2,1fr)}.strat-row{grid-template-columns:repeat(2,1fr)}.compare table{display:block;overflow-x:auto}}
@media (max-width:767px){.pg-4,.strat-row,.fit-grid{grid-template-columns:1fr}.compare table{font-size:.85rem}.compare th,.compare td{min-width:130px}}

/* downloads tabs */
.dl-tabs{display:inline-flex;gap:6px;padding:6px;border-radius:14px;background:var(--sand);border:1px solid var(--line);margin-bottom:40px;flex-wrap:wrap}
.dl-tab{display:inline-flex;align-items:center;gap:9px;padding:12px 20px;border-radius:10px;font-weight:600;font-size:.98rem;color:var(--ink);transition:background .2s,color .2s}
.dl-tab .ic{color:var(--gold-700)}
.dl-tab.is-on{background:var(--ink);color:var(--gold-100)}
.dl-tab.is-on .ic{color:var(--gold-300)}
.dl-panel{display:none}
.dl-panel.is-on{display:block;animation:fadeUp .4s both}
.dl-select-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(22px,3vw,34px);box-shadow:var(--shadow)}
.dl-select-card>label{font-weight:700;color:var(--ink)}
.dl-select-card .select-row{margin-top:10px}
@media (max-width:767px){.dl-tabs{display:flex}.dl-tab{flex:1 1 100%;justify-content:center}}
.prose table{display:table}@media (max-width:767px){.prose table{display:block;overflow-x:auto}}