Privacy Policy

This policy explains how Amcord Assets Pvt Ltd handles personal data collected through this website and in the course of providing mutual fund distribution and insurance services. We process personal data in accordance with the Digital Personal Data Protection Act, 2023 and other applicable laws.

What we collect

• Contact details — name, phone number, email address, city or country, when you fill a form, call, email or message us.
• KYC and account information — PAN, date of birth, address, identity and address proofs, bank details, nominee details, FATCA/CRS declarations, signatures and photographs, when you become a client. These are required by law to process investments.
• Transaction and holding information — folios, schemes, transactions and statements received from AMCs and registrars (CAMS, KFintech) for servicing your account.
• Technical information — basic usage data such as browser type and pages visited, through essential cookies and server logs.

Why we use it

• To respond to your enquiries and service requests.
• To complete KYC, process transactions and service your investments and insurance policies.
• To meet legal and regulatory obligations, including those of SEBI, AMFI, IRDAI, the Income Tax Department and anti-money-laundering laws.
• To send statements, renewal reminders and service communications. We will send promotional messages only with your consent, and you may opt out at any time.

Who we share it with

We share personal data only as needed to provide services or as required by law: with AMCs, registrars and transfer agents, KYC Registration Agencies, transaction platforms, insurers, banks and payment gateways, regulators, government authorities and law-enforcement agencies. We do not sell your personal data.

How long we keep it

We retain personal data for as long as you are a client and thereafter for the periods required by applicable laws (for example, record-keeping rules for intermediaries and anti-money-laundering laws), after which it is deleted or anonymised.

How we protect it

We use reasonable security safeguards, including access controls and secure storage, to protect personal data. No method of transmission over the internet is completely secure; please do not send passwords, OTPs or card details through this website, email or WhatsApp.

Your rights

Subject to applicable law, you may ask to access a summary of your personal data, correct or update it, withdraw consent for processing that relies on consent, request erasure where retention is not legally required, and nominate a person to exercise these rights on your behalf. Withdrawal of consent may mean we cannot continue some services.

Children

Investments in the name of a minor are made through a parent or guardian, whose consent we obtain. We do not knowingly collect data directly from children through this website.

Cookies

This website uses only essential cookies and browser storage needed for it to work, such as remembering that you have seen the disclaimer. Embedded third-party content (for example, maps, videos and market widgets) may set its own cookies. See our Cookie Policy.

Grievance officer

For any question or complaint about your personal data, contact our Grievance Officer: Arnav Mahajan, Amcord Assets Pvt Ltd, 73, Sector-4, Ranjit Avenue, Amritsar, Punjab. Email: support@amcordassets.com. Phone: +91 97791 02132. If you are not satisfied with our response, you may approach the Data Protection Board of India.

Changes

We may update this policy from time to time. The “last updated” date above shows when it was last revised.