How a SIP works, and what rupee-cost averaging really does
A SIP buys more units when prices fall and fewer when they rise. Here is what that means for your average cost, and what it does not promise.
Read article
Blog
Plain-language explainers on mutual funds, KYC, tax-saving and NRI investing. Education only — not a recommendation.
Regular plan or direct plan: what a distributor does for you
Every scheme has two plans with the same portfolio. The difference is the expense ratio, and the service that comes with it. Here is how to think about it.
Read article
ELSS lock-in explained: why each SIP instalment has its own clock
ELSS has the shortest lock-in among popular tax-saving options, but for SIP investors the three years run separately for every instalment.
Read article
Registered, validated, on hold: what your KYC status means
Your KYC status decides whether you can invest in new schemes. Here is what each status means and how to fix the ones that block you.
Read article
NRIs and Indian mutual funds: NRE, NRO, FATCA and the US–Canada question
Investing from abroad is straightforward once three things are in place: the right bank account, updated KYC, and a FATCA declaration.
Read article
SWP: drawing a regular income from your mutual fund investments
A Systematic Withdrawal Plan pays you a fixed amount every month from your investments. Here is how it works, how it is taxed, and the one rule to remember.
Read articleReady to take the first step?
Talk to us about KYC, your first SIP, an NRI investment or an insurance renewal. We reply on call, email and WhatsApp.