SIP Services
Monthly investing made routine — set up once, adjusted whenever your income or needs change.
Overview
SIP Services
A Systematic Investment Plan (SIP) invests a fixed amount in a mutual fund scheme at a regular interval, usually monthly. Because you buy more units when prices are low and fewer when they are high, the average cost per unit evens out over time. This is called rupee-cost averaging. It does not remove the risk of loss.
Most SIP problems come from the bank mandate — a wrong account, a limit set too low, or a signature mismatch. We set the mandate up carefully, and we stay on call for every change after that.
What we help with
What is included
New SIPs
Choose the scheme, amount and date. We register the SIP and share the confirmation from the AMC.
Step-up SIP
Increase your SIP automatically by a fixed amount or percentage each year, in line with your salary.
Pause or cancel
Many AMCs let you pause a SIP for a few months. We handle pauses, cancellations and date changes.
Mandates that work
NACH, e-mandate or UPI AutoPay registered with a limit high enough for future step-ups.
STP and SWP
Transfer a lump sum into equity in instalments (STP), or draw a regular amount out (SWP).
Bounce follow-up
If an instalment fails, we find out why and help you fix it before the SIP lapses.
How it works
Four simple steps
Pick an amount
Use our SIP calculator to see how different amounts and periods add up.
Register the mandate
A one-time bank mandate lets the SIP debit automatically each month.
Choose schemes and dates
You choose the scheme and SIP date after reading the scheme documents.
Review once a year
We check in yearly to step up, continue or change the SIP as your needs change.
Questions
Frequently asked
What is the minimum SIP amount?
It depends on the scheme. Many schemes accept SIPs from ₹100 to ₹500 a month; some need more. The scheme information document states the exact minimum.
Can I skip a month?
Many AMCs allow you to pause a SIP for a set number of instalments. Rules vary by AMC, so ask us before the debit date.
What happens if an instalment fails?
Your bank may levy a charge, and after a few consecutive failures the AMC may cancel the SIP. We help you sort out the cause quickly.
Good to know
- SIPs do not assure a profit or protect against loss in falling markets.
- Minimum SIP amounts differ by scheme. Check the scheme information document.
- Your bank may charge a fee if an instalment bounces.
Ready to take the first step?
Talk to us about KYC, your first SIP, an NRI investment or an insurance renewal. We reply on call, email and WhatsApp.